Convenience – There’s several ways to get a quote whether you need a single New York policy or a combination of coverages. Simply start a quote online or call us to speak directly with a licensed agent. The cost of business insurance in New York depends on a variety of factors including your business’s size, location, and coverage needs. For example, a business in a highly populated area like New York City can expect to have a different rate than one located in a less populated city like Binghamton. Commercial umbrella insurance covers loss from large, unexpected events that can have a devastating impact on your business, brand reputation and financial stability. After you share your information, you’ll have instant access to a customized https://www.bayareacrosswords.org/ quote for general liability and other recommended coverage.
In addition to the above, Specialty General Liability coverage is available for certain types of businesses. Our mission is to help businesses in NYC manage the costs of Insurance. The New York City Business Group has addressed the insurance needs of businesses and individuals in the Staten Island NY, Brooklyn NY, New York NY, Queens NY, Nassau and Bronx NY for over 10 years. Bodily Injury– physical damage to a person other than an employee at your place of business and injuries caused by you or an employee at a client’s home or work place. We include business income insurancein our Business Owners’ Policy, but you can also buy the policy on its own.
Insureon’s licensed agents can help you find policies that fulfill New York’s requirements and your business insurance needs. Once you’ve purchased insurance with us, you can download a certificate of insurance by logging into your account. Combine general liability and commercial property into one policy to protect your business.
Commercial auto insurancehelps pay the costs of a car accident if you or your employee is in a collision while driving a covered vehicle for work. For instance, if your employee hits a pedestrian while driving, this coverage can help pay for the pedestrian’s medical bills. Directors and Officers Insurance (D&O)D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well. General liability insurance is designed to protect you from the expenses from some of the most common lawsuits that arise from doing business.
Property Damage– damage caused by you or an employee to someone else’s property. In 2018, private sector businesses accounted for about 70% of New York state’s 200,600 non-fatal workplace injuries. Incidents like these can disrupt operations and threaten output, cashflow, assets and more. Trucking companies may need additional coverage to comply with regulations. Give us a call, stop by, or request a quote online to find out how much we can save you on your insurance. Keep your building, inventory and equipment protected from fire or water damage.
Agency Revolution is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. An employee in your painting or construction business accidentally leaves water running, causing substantial damage to a customer’s home. Their professionalism and in depth knowledge of Property insurance gives my buyers the best and most cost effective solution for their new home insurance policies. You can learn more about general liability for businesses by speaking to one of our knowledgeable agents today. Inland Marine – Chances are, you have a ton of equipment that you own to use for your business, as well as temporary pieces you may rent or lease.
You may know Berkshire Hathaway as the company started by Warren Buffett, one of the world’s wealthiest businesspeople. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services that can help them grow. This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job.
It can cover medical costs, legal fees, and lost wages due to the injury. If you have five employees or fewer, Hiscox may be perfect for you. They were specifically designed for very small businesses, and they operate in all fifty states, including New York.